Home /
Services

SMSF Loan Refinancing — Our Services

Every SMSF property loan is structured differently — which means every refinance needs to be assessed individually. Our role is to map your fund’s exact situation to the right lender, at the right time, in a way that is fully compliant with Australian superannuation law.

Our Core Services

SMSF Loan Refinancing

Our flagship service. We review your fund’s existing Limited Recourse Borrowing Arrangement, identify opportunities for improvement, and manage the full refinance process. This includes lender selection, LRBA compliance review, application preparation, and settlement coordination. Applies to: commercial properties, and industrial or retail properties held under an SMSF.

SMSF Rate & Loan Review

If you are not sure whether refinancing is worth it yet, we start with a no-obligation rate and loan review. We compare your current rate and terms against the market, model the potential savings for your fund, and give you a clear picture of your options — with no commitment required.

Related-Party LRBA Transition

Some SMSF trustees originally borrowed from a related party — such as a family trust or company — under an instalment warrant or LRBA. If that arrangement is no longer optimal, we manage the transition to a commercial lender while ensuring the new arrangement meets ATO compliance requirements.

SMSF Loan Structuring Advice (Coordination)

Our brokers work alongside your SMSF accountant, financial adviser, and solicitor to ensure the loan structure is consistent with your fund’s investment strategy, trust deed, and trustee obligations. We do not provide financial planning or legal advice — but we coordinate closely with the professionals who do.

New SMSF Property Purchases

If you are an existing client looking to acquire a new property through your SMSF, we can assist with the initial LRBA structure and lender selection.