Who Uses Our SMSF Refinancing Service
The Australian SMSF population is extraordinarily diverse. Trustees range from individual investors to business owners with commercial premises, medical professionals managing a multi-asset fund, and contractors who have been building superannuation wealth outside the institutional system for years.
What they share is a common need: a property loan inside their SMSF that may no longer be working as hard as it should. That is who we help.
Our Client Types
Doctors, specialists, dentists, and allied health professionals often accumulate significant superannuation early in their careers and build SMSFs to take control of that wealth. When those loans come up for review, we have the experience to work within the specific documentation and income structures that apply to medical professionals.
Lawyers, accountants, consultants, and contractors often have ABN income, trust distributions, or partnership income. These income types are assessed differently by SMSF lenders. We know which lenders take a pragmatic view of complex income structures and how to present an application that reflects your true financial position.
Trustees Exiting Related-Party Loans
If your SMSF originally borrowed from a related party — a family company or a member’s own trust — and is currently paying the ATO safe harbour rate of 9.35% (2024–25), moving to a commercial lender may deliver immediate savings. This is a specific area of expertise for our brokers.
General information only. Eligibility depends on your fund’s individual circumstances. Consult a licensed SMSF adviser before making decisions about your fund.
